Privacy Policy

Polk Financial Services is committed to safeguarding the confidential information of our clients. We hold all personal information provided to us in the strictest confidence. These records include all personal information we collect from you in connection with any of the services provided by Polk Financial Services. We do not sell customer information to anyone. We do not disclose information to nonaffiliated third parties, except as permitted by law, and we do not anticipate doing so in the future. We use health and financial information that you provide to us to help complete a service or transaction, which you have requested, and for no other purposes.

We limit employee and agent access to information only to those who have a business or professional reason for knowing. Federal regulations permit us to share a limited amount of information about you in order to execute securities transactions or process an insurance application on your behalf or so that our firm can discuss your financial situation with your accountant or lawyer.

We maintain a secure office and computer environment to ensure that your information is not placed at unreasonable risk.

The types of nonpublic personal information that we may collect from a client depend on the nature of the client engagement. It may include information about your personal finances, information about your health to the extent that it is needed for the planning process or for insurance issuance purposes, information about transactions between you and third parties, and information from consumer reporting agencies.

For unaffiliated third parties that require access to your personal information, including financial service companies, insurance companies, consultants, and auditors, we also require strict confidentiality in our agreements with them and expect them to keep this information private. Federal and state regulators also may review firm records as permitted by law.

We do not provide your personally identifiable information to mailing list vendors or solicitors for any purpose.

Personally identifiable information about you will be maintained during the time you are a client and for the time thereafter that such records are required to be maintained by federal and state securities laws. After such required time, all information will be destroyed.

If your account information is ever inaccurate, incomplete, or in need of updating, please contact us at the telephone number on your account statement, trade confirmation or other Allegheny documentation, write to us, or visit our office and we'll update your information. If you have any questions, or feel that we have not handled information about you properly, you may always contact Allegheny's Compliance Department and we will research and respond to your inquiry.

Web Privacy Policy

We at Polk Financial Services recognize and respect the sensitive nature of information collected over the World Wide Web and the right of consumers to protect it. It is for this reason we disclose and abide by this Privacy Policy.

Information Collection and Use
From time to time, we may collect personally identifiable information you voluntarily provide in order to obtain our products and services, or information about them, and to comply with requirements of regulators, if any. Personally identifiable information may include, but is not limited to, first and last name, street address, zip code, email address and phone number.

We also collect site visitor information by monitoring customer traffic patterns and site usage to help us tailor our services to meet your ever-changing needs and enhance the experience of visitors to our web site. We collect some basic and anonymous information about your computer when you visit our web site including, but not limited to, your IP address, the operating system used by your computer and your browser software.

A "cookie" is a small data file that some web servers transmit to a user's browser when the user visits a web site. A cookie file can contain information, such as a user ID, which the site uses to track the pages users visited. A cookie can't read data off a hard disk against your will, destroy files, send viruses or read cookie files created by other sites. The only personal information a cookie can contain has to be supplied by the user.

We use cookies solely to track user traffic patterns when users register for access to restricted areas of this site. We also use cookies to allow you to move more easily and securely through our site. When users register, we use a cookie to store the user identifying information. Cookies enable users to enter various parts of our site as a registered user without having to log on each time, and to visit other restricted areas of the site with similar security settings.

Disclosure of Information Concerning Customers and Former Customers

We will not sell, trade or rent your data in personally identifiable form without your permission. We may disclose nonpublic personal information as required by law and may disclose such information (if permitted by law) upon the request of a law enforcement agency or presentation of a court order or subpoena.

We may share certain aggregated, anonymous demographic and statistical information our website visitors with state and federal agencies to comply with regulatory requirements. None of this information contains information that would identify you and connect you to your nonpublic personal information.

We also may, from time to time, use the information we collect to notify you of changes to our services, announce new services and inform you of special offers we think you might find valuable.

We do not share any user information with any other parties, including advertisers.

Protecting Customer Information

The personal information that you provide to MFSN is considered confidential information by MFSN and we protect this information in several ways. Your personal confidential information resides on a secure server to which only selected MFSN representatives have access, via password.

Opt-Out Policy

Users may choose not to provide information to us and/or not to allow us to use cookies in connection with their visit to our site. To opt out of providing information directly to us, simply bypass or elect not to participate in the interactive areas of our site. You may opt out of allowing us to use cookie technology to facilitate your visit to our site by making adjustments to your browser; however, it is possible that this site will not function properly if you do so.

Accessing, Correcting and Updating Information

You have the right to access, review and correct your personal information collected by us. You may do so by sending an e-mail to: . Please be sure to include your name, address and/or e-mail address on the form.

Changes to Privacy Policy

This privacy policy sets forth our current practices and procedures with respect to privacy. We reserve the right, at our discretion, to change, modify or alter all or portions of this policy at any time. If our policy changes in the future, the updated policy will posted here so that you will have the latest information on our data collection and use procedures. This policy was last updated on August 24, 2004.

Complaints, Comments, Concerns

You may contact us with respect to any complaints, comments or concerns regarding our privacy policy at


Your Acceptance of These Terms

By using this site, you signify your assent to our privacy policy. If you do not agree to this policy, please do not use our site.

© 2004 - 2017  Stephen M. Polk, CFP®       614.488.6597            Privacy Policy