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We at
Polk Financial Services recognize and respect the sensitive
nature of information collected over the World Wide Web and
the right of consumers to protect it. It is for this reason
we disclose and abide by this Privacy Policy.
Information
Collection and Use
From time to time, we may collect personally identifiable
information you voluntarily provide in order to obtain our
products and services, or information about them, and to comply
with requirements of regulators, if any. Personally identifiable
information may include, but is not limited to, first and
last name, street address, zip code, email address and phone
number.
We also
collect site visitor information by monitoring customer traffic
patterns and site usage to help us tailor our services to
meet your ever-changing needs and enhance the experience of
visitors to our web site. We collect some basic and anonymous
information about your computer when you visit our web site
including, but not limited to, your IP address, the operating
system used by your computer and your browser software.
Cookies
A "cookie" is a small data file that some web servers
transmit to a user's browser when the user visits a web site.
A cookie file can contain information, such as a user ID,
which the site uses to track the pages users visited. A cookie
can't read data off a hard disk against your will, destroy
files, send viruses or read cookie files created by other
sites. The only personal information a cookie can contain
has to be supplied by the user.
We use
cookies solely to track user traffic patterns when users register
for access to restricted areas of this site. We also use cookies
to allow you to move more easily and securely through our
site. When users register, we use a cookie to store the user
identifying information. Cookies enable users to enter various
parts of our site as a registered user without having to log
on each time, and to visit other restricted areas of the site
with similar security settings.
Disclosure
of Information Concerning Customers and Former Customers
We will
not sell, trade or rent your data in personally identifiable
form without your permission. We may disclose nonpublic personal
information as required by law and may disclose such information
(if permitted by law) upon the request of a law enforcement
agency or presentation of a court order or subpoena.
We may
share certain aggregated, anonymous demographic and statistical
information our website visitors with state and federal agencies
to comply with regulatory requirements. None of this information
contains information that would identify you and connect you
to your nonpublic personal information.
We also
may, from time to time, use the information we collect to
notify you of changes to our services, announce new services
and inform you of special offers we think you might find valuable.
We do
not share any user information with any other parties, including
advertisers.
Protecting
Customer Information
The personal
information that you provide to MFSN is considered confidential
information by MFSN and we protect this information in several
ways. Your personal confidential information resides on a
secure server to which only selected MFSN representatives
have access, via password.
Opt-Out
Policy
Users
may choose not to provide information to us and/or not to
allow us to use cookies in connection with their visit to
our site. To opt out of providing information directly to
us, simply bypass or elect not to participate in the interactive
areas of our site. You may opt out of allowing us to use cookie
technology to facilitate your visit to our site by making
adjustments to your browser; however, it is possible that
this site will not function properly if you do so.
Accessing,
Correcting and Updating Information
You
have the right to access, review and correct your personal
information collected by us. You may do so by sending an e-mail
to: spolk@polkfinancialservices.com
. Please be sure to include your name, address and/or e-mail
address on the form.
Changes
to Privacy Policy
This privacy
policy sets forth our current practices and procedures with
respect to privacy. We reserve the right, at our discretion,
to change, modify or alter all or portions of this policy
at any time. If our policy changes in the future, the updated
policy will posted here so that you will have the latest information
on our data collection and use procedures. This policy was
last updated on August 24, 2004.
Complaints,
Comments, Concerns
You may
contact us with respect to any complaints, comments or concerns
regarding our privacy policy at spolk@polkfinancialservices.com.
PLEASE
NOTE THAT WE ARE NOT RESPONSIBLE FOR THE CONTENT OR PRIVACY
PRACTICES OF OTHER WEB SITES TO WHICH OUR WEB SITE MAY LINK.
Your
Acceptance of These Terms
By using
this site, you signify your assent to our privacy policy.
If you do not agree to this policy, please do not use our
site.
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